Tag Archives: forex trading system

why most forex traders fail - asiaforexmentor
why most forex traders fail - asiaforexmentor

Why does the average forex trader fail?

The increasing number of forex brokers, and the increasing number of advertisements for forex trading courses have made forex trading really popular in the recent years. Many novice forex traders have found it hard to preserve their capital much less talk about profits. But why do many forex trading strategies not work in the live market?

Along my years of forex coaching, which i have seen from total new traders to experienced traders. I’ve found that the most common reason why they have not seen profits from the market is due primarily to them not having the right forex trading system – in which part of it equates to poor money management.

Look, they have a solid forex trading strategy. It’s just that they do not have a trading system.

Now you may ask, what is the difference?

There’s a hell lot of difference.

When i first started, i tested all types of forex trading strategies. Most didn’t work.

And for those that work, after a while. I’m still not profitable in trading.

Geez.. What was the problem?

That’s right – I had a good forex trading strategy. But i don’t have a proper forex trading system!

What’s a forex trading system?

Good Money management is part of a forex trading system.

What is a good money management? It simply means letting your profits run and cutting your losses short. There are many forex trading books and articles that talks about this.

It’s as simple as having your profits bigger than your losses. That works very well in theory, but when in real live. It’s truly obvious that most traders have a hard time applying it.

Think about it, if your profits are bigger than your losses. At the end of the day, you should be a profitable forex trader.

So look at your forex trading now and ask yourself this:

Is my profits bigger than my losses? OR is my losses bigger than my profits?

This question alone will determine why you are not making money in trading and what you’ll need to do about it.

For example:

Trader A boasts about having a winning ratio of 80% – 90%.
He rarely loses.

And the reason behind his high winning ratio is he goes for quick & fast profits and he seldom puts a stop loss.

Because his forex trading strategy has a high winning probability (which is good). Most of the time, he will get his profits.

This clearly exposes a flaw in his system which is a result of poor money management – 1 loss of his, could wipe out all his previous 18 winning trades and even his entire trading account.

Trader B is an average trader who has a winning ratio of 40% – 60%.

So half of the time, he wins and half of the time he loses.

However, When he wins, his profits is bigger than his losses.

So all and all, trader B is still a profitable to Breakeven trader.

From the 2 examples above. Do you belong to any of it?

If your style is similar to Trader A, you got to really sit down and tweak your system before the big downfall comes.

If you are trader B, that’s good. You are at breakeven to making some money in forex.

That is, you are already on the right path to successful forex trading.

All you need is to fine tune your trading system further and have a better understanding of the market to increase your winning ratio.

Sit Back and “Relax”

So look at your forex trading system and think of the reasons of why you are probably not making the money you deserve then tweak it.

As in business, a successful business owner is the one who sits back and looks at the overall picture. Instead of dwelling in the day to day activities, he will sit back and see in the overall view. What is wrong and what needs to improve to make his business better.

The same goes for forex trading. The average trader dwells everyday finding trades to enter. Month after month, he sees little progress.

All you need to do is to sit back and to look at the overall picture. You will see the difference.

Forex Trading Psychology

People can always relate FEAR to forex trading.
The fear of losing money.
The fear of losing that trade which is too much for you to handle.
However what most people do not realise is that there are different levels of fear.
Eg.When you can afford to lose that trade, (which you still do feel fear)
you are still able to think rationally and life goes on.
(ALTHOUGH YOU STILL DO NOT WANT TO LOSE THAT TRADE)
In the example above, fear is definitely in our emotions.
But because the level of fear is low, we are able to handle the fear and still think rationally.
HOWEVER,
Eg. your forex trading capital is $10k.
Your current open trade is now losing -$5000.
And that’s half of your capital.
Or worst to say, that’s half of your life asset. (Money you can’t afford to lose)
Forex Trading Psychology – Fear kicks in. (This time in higher dosage)
Then you start seeing your open trade grows to negative -$6000.
Your Fear level increases, you can feel your heart beat racing.
And sure enough, your worst fear arrived,
The trade increases to negative -$7000.

Forex Trading Psychology: Levels of FEAR

Your level of fear had reached its final peak level.
(you know it when you feel):
– Desperation
– Your face turn black
– You isolate yourself
– You start blaming people, things, events
– You pray
When you feel this level of highest fear.
You can’t think rationally any more.
You know that you can’t think rationally any more when:
– You have decided to increase lot size on your next trade
– OR You decided to go ALL IN on the next trade
You want to get revenge on the market.
You now feel HATE and ANGER.

Forex Trading Psychology: Levels of FEAR

And sure enough, when you start to do things irrationally.
That is the downfall of your trading career.
So you see, there are different levels of fear.
And the highest fear can lead to other emotions like ANGER & HATE.
When you start to do all the above.
You know you have reached your highest level of fear.
It is time to stop trading for a while.
Go get a rest, a shower, a walk.
When you feel that you have calm down and begin to accept things.
I want you to think of what went wrong. (not to blame others)
but what mistake did you made in the trade.
Good chance is that you are risking too much.
And i want you to WAIT and NOT trade until your feeling of hatred, anger and revenge is gone.
That is when you are able to think rationally and go back to fix the problem.
Remember, forex is a journey and not a one time success.
Most traders want to make big bucks in a few trade. But eventually lose it all.
Professional full time traders are ones who trade consistently and happy with reasonable profits.
Let me know if you had experience the above before and what you did, or what happen?

Check out our online forex trading AFM winning Forex Price Action Forex Course where i teach you the exact FULL Forex Trading Strategies | system that i personally use to be consistently profitable.

See you on the other side my friend,

Asia Forex Mentor
Ezekiel Chew
Asia #1 Forex Mentor
www.asiaforexmentor.com

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Forex Trading Strategies – How to be consistently profitable in forex trading

I always get the same questions from forex traders around the world:
“Ezekiel, I can’t seem to be consistently profitable in forex trading”
then they may follow on by “I know my forex trading strategy works.. but i just can’t get profits month after month..”
These are the questions that i get frequently. And this is my general answer to them.
I will usually ask them back:
“So, are you keeping track of your trades?”
You see, to be consistently profitable. You cannot forgo this important step.
That is TRACKING.
All successful businessman tracks their own and their company’s performance.
This also applies to successful forex traders.
You must have a proper and systematic way to track your trades and your success.
So that you can see if you are on the right track to success or if you are not even on the track..

Forex Trading Strategies – How to be consistently profitable in forex trading

Here are some simple ways to track your forex trades:
Firstly, you have to just focus on just 1 forex trading strategy at 1 time.
You cannot trade different forex trading strategies together at 1 time, at 1 account.
If you do that –
My question to you is:
How do you know which forex trading strategy is working for you? And which is not working?
Therefore, start trading 1 strategy at 1 time.
Be specific on the strategy and do not deviate or change random stuffs.
Eg. changing the way you enter, exit trades etc.
It has to be consistent all the way.
So run this strategy trades for 20 trades.
At the end of the test, what is your account status?
Are you profitable, breakeven or negative?
Then ask yourself, did you change anything along the way, among the different trades?
eg. the lot size is different, or you should not have entered a certain trade, but you entered anyway.
If there is a deviation – a change,
then you have to restart the entire test.
By using this method of tracking, you will be able to clearly see whether the forex trading strategy you are using is working for you.

Forex Trading Strategies – How to be consistently profitable in forex trading

Besides, i will recommend you to take screen shots of the trades you entered.
This way, you can review all the 20 trades you have entered once the test is completed.
And you can clearly see what are the mistakes you have made on some trades and what are the things you did right on certain forex trades.
This method will prevent you from repeating the same mistakes again.
Check out our online forex trading AFM winning Forex Price Action Forex Course where i teach you the exact FULL Forex Trading Strategies | system that i personally use to be consistently profitable.
See you on the other side my friend,
Asia Forex Mentor
Ezekiel Chew
Asia #1 Forex Mentor
www.asiaforexmentor.com
Do “like”, “comment” and “share” this if you find this forex article helpful. =)

Learn FX Trading -> Your Forex Work Station

Learn Fx Trading
Many fx traders are always busy finding the holy grail. Largely because they are still not making money in forex trading.
Or to put it blatantly, they are losing money!
So they push it all to failing to find the right forex trading strategy / forex trading system.
It may be true.
But they probably also missed out a seemingly unimportant factor.
Their work station.
When i first started trading, of course i didn’t had my own study/work room.
I had my television, computer, bed, snacks .. everything in the same room.
So as you can see.
The ENVIRONMENT is already not right for trading/ working / studying..

Learn FX Trading -> Your Forex Work Station

Learn Fx Trading
I used to always had my television on at the same time whilst my trading.
There were so many distractions in place.
I could not really focus on trading nor being able to detect what went wrong in my trading.
Is it because of my emotions?
Is it because i neglected a certain point in my forex trading strategy?
How can i tweak my trading to better?
All i did was to trade and trade and trade.
And i did not had the time, nor the energy to focus on what was going wrong.
So this seemingly small issue: My work station
Is actually an important issue that one needs to address.
We need to have a CLEAR, UNCLUTTERED WORK STATION.
With Little Distractions.

Learn FX Trading -> Your Forex Work Station

Learn Fx Trading
Preferably – You have a room solely for working / trading.
You then will need to have a good solid working chair. (arm chair) – Well, you are going to sit on that chair all day long, shouldn’t you have a proper chair so that your posture & comfort is not an issue in the long run?
You need not have tons of multiple monitors. Depending on your forex trading strategy. Usually 2 – 3 monitors is more than enough.
You make it clear to yourself that when you are in the working room, you work, you trade, and you do not do other crappy useless stuffs that will practically waste your time away. eg. surfing through facebook
You are ALWAYS THINKING! ( I can’t stress how important this is, probably i will write an article on this topic alone)
One of the major factor that attribute to my success is that i am ALWAYS THINKING.
I am always thinking how to make things right, make things better.
I am always thinking of new ideas, rationalizing them.
And eventually putting them into action.
So guys, if you take my word for it.
Starting revamping your workstation now!
You will see the difference!
Learn Fx Trading
Check out our online forex trading AFM winning Forex Price Action Forex Course where i teach you the exact FULL Forex Trading Strategies | system that i personally use to be consistently profitable.
See you on the other side my friend,
Asia Forex Mentor
Ezekiel Chew
Asia #1 Forex Mentor
www.asiaforexmentor.com

Forex Market: Mass Ratings Downgrades Fuel Debt Crisis Concern

Forex Market
Markets are going to remain nervous for some more time as S&P ratings agency punished nine eurozone countries with downgrades and to striped France and Austria of their triple-A ratings. Even though S&P said that Germany’s rating is in excellent condition, the downgrading is likely to have direct consequences for country. EUR/USD had fallen sharply after the statement. Forex market investors should be cautious as the bad news will have more impact on the financial markets.
S&P said “We have lowered the long-term ratings on Cyprus, Italy, Portugal, and Spain by two notches; lowered the long-term ratings on Austria, France, Malta, Slovakia, and Slovenia, by one notch; and affirmed the long-term ratings on Belgium, Estonia, Finland, Germany, Ireland, Luxembourg, and the Netherlands. All ratings have been removed from CreditWatch, where they were placed with negative implications on Dec. 5, 2011 (except for Cyprus, which was first placed on CreditWatch on Aug. 12, 2011)” in its statement. We believe that the negative outlooks for virtually every eurozone country suggest that the debt crisis will remain an issue for the forex market throughout this year.

Forex Market: Mass Ratings Downgrades Fuel Debt Crisis Concern

EU leaders have to act faster and regain investors’ confidence in order to control the ongoing crisis. However, it seems that eurozone chiefs will continue to rely on state level solutions like fiscal union and debt brake. In addition, the downgrade of the nine countries will increase pressure for all of the eurozone countries to solve their budget and debt problems. Some forex market investors think that relations among the eurozone members are likely to become more difficult after this point.
Forex market has been expecting downgrades of France and other European countries, but it is hard to tell how much the downgrades have already been priced in. director of the European Centre for International Political Economy, Fredrik Erixon said “The U.S. is still rightly seen as a safe haven. The U.S. is a big liquid economy with a strong tradition of honoring its debts in modern times and a central bank pledged to take action if needed. It’s different with France in the sense that they cannot rely on strong central bank policies”.

Forex Market: Mass Ratings Downgrades Fuel Debt Crisis Concern

Forex Market
What we can take away from the above analysis is that. With more possible downgrading to come on other European Countries. We will remain bearish when trading the Eur. And to look for opportunities to enter on rebound of the Eur/Usd.
Check out our online forex trading AFM winning Forex Price Action Forex Course where i teach you the exact FULL Forex Trading Strategies and forex trading system that i personally use to be consistently profitable.
See you on the other side my friend,
Asia Forex Mentor
Ezekiel Chew
Asia #1 Forex Mentor
www.asiaforexmentor.com

Euro Crisis – Updates

Euro Crisis
From our last post on the euro crisishttp://www.asiaforexmentor.com/euro-crisis-what-can-we-expect-for-the-eur-and-the-usd/
It is going with our expectations.
Recent news from the Europe side does not in anyway aid the current situation.
It’s like a business partnership involving several friends.
And as you already know, MOST business partnerships eventually fail in the business world.
The EURO involves 23 countries. So we have 23 business partners in this partnership.
And with such big partnership, there is bound to have internal conflicts.

Euro Crisis – Updates

Euro Crisis
Which we are already seeing between France, Germany, Netherlands, Greece, Finland etc.
When partners do not see eye to eye in a business, it would most likely eventually close down.
Which for the Euro Crisis case = Disband.
The recent plummet of the Euro comes as no surprise.
The one who is benefiting is the USD.
All of the sudden, the USD looks very favourable and safe.
WHICH IS ABSOLUTELY UNTRUE just based on the mounting debts in the US, high unemployment rate, near zero interest rate, etc.
Which ever the case, the fact is both the Euro and the USD cannot go down together at the same time.
One has to go first, and in this era. The Euro goes first.
Therefore with the bearish fundamental in the Euro crisis zone.
We will still continue to short the Euro with our technical setups.
Check out our online forex trading AFM winning Forex Price Action Forex Course where i teach you the exact FULL Forex Trading Strategies | system that i personally use to be consistently profitable.
See you on the other side my friend,
Asia Forex Mentor
Ezekiel Chew
Asia #1 Forex Mentor
www.asiaforexmentor.com

Foex , Professional Forex trading strategies

In this Foex pair: Usd Jpy
There is a price action foex price action pin bar + bullish outside bar on the 4hr time frame (right chart in the picture).
Indicating an upwards movement.
Most new foex traders would have entered on it right away – placing a buy order.
But there’s a problem that these new traders do not realise and because of this. They would have gotten losses most of the time.

Foex , Professional Forex trading strategies

If you look at the 1hr time frame (left chart in the picture)
You would have seen a orange line right above the current price movement.
That’s the 150 moving average.
Meaning, the 150 moving average is possibly blocking its upwards movement.
Well, of course it may actually protrude right up to go pass the moving average.
But we do NOT want to take the chance. Right?
What if it hits the 150 moving average and gets rejected to go back right down?
Then we would have made a loss.

Foex , Professional Forex trading strategies

You see.. This is the exact reason why most foex traders lose in their trades.
They FAIL TO LOOK AT MULTIPLE TIMEFRAMES!
That is a deadly error.
What i am showing you here is only the 1hr and 4hr time frames. I have not shown you the other bigger time frames which would have support/resistance as well.
Most traders enter on a trade which looks good at 1 timeframe.
But they fail to realise that there are blockages (support or resistance) at the other timeframes – opposing the move.
Which would be the reason why the trade did not work out.
And after a series of such trades. They decided that foex is a scam and no matter how they trade, they still lose.
BECAUSE THEY FAIL TO LOOK AT THE BIG PICTURE!

Foex , Professional Forex trading strategies

By Correcting this foex mistake ALONE, you will see an increase in profits and winning trades.
Check out our online forex trading AFM winning Forex Price Action Forex Course where i teach you the exact FULL Forex Trading Strategies and forex trading system that i personally use to be consistently profitable.
See you on the other side my friend,
Asia Forex Mentor
Ezekiel Chew
Asia #1 Forex Mentor
www.asiaforexmentor.com
P.S: Do “Like” the post and share it if you find it useful!

Forex Risk Management – How to calculate the correct lot size in forex trading

Forex Risk Management
As mention in the part 1 series of Forex Risk Management.
Proper risk calculation per trade is extremely vital if you want to make forex trading a CONSISTENT success.
Note that i mention CONSISTENT.
It is because like i always mention, most forex traders can make lots of money in a day, week, or month. But to eventually lose it all.
One of the reason lies in proper money management.
And a proper money management in forex consists of risk management and risk % per trade.
If you do see lots of fictitious claims around the forex education industry where they claim a trader can make $xx,xxx with just $1,000 within weeks.
That is plain hype and all professional forex traders will know that it is not feasible.
Look if they are able to make so much money with just a capital of $1000 within weeks.
Forex Risk Management – How much risk per trade do you think they are risking?
They would have to risk MORE than 50% per trade or even 100% per trade in order to achieve such a feat.
And to achieve such a feat.
They must have a 100% winning record.
Even warren buffet doesn’t have a 100% winning record. LOL.
Therefore such claims are just to bluff and con the public into believing forex trading is so DAMN EASY to make fast and big money.
And when people have such expectations when they start trading, 95% of the time, they will lose it all.
Because the expectation is set WAY TOO HIGH in the first place.
Which in turn has subconsciously affected their risk appetite and greed level.
When that happens, there’s no turning back.
This is precisely why you will need to have a right forex mentor or coach when you start to dip your toes into forex trading.

Forex Risk Management – How to calculate the correct lot size in forex trading

Forex Risk Management
And you will need to know how to calculate the right risk % per trade.
As mentioned in the part 1 of the series of forex risk management.
The safe risk percentage per trade is from 1% – 3%.
And in this part 2 series.
I will teach you how to calculate the correct lot size to trade based on the risk percentage per trade that you have decided.

Forex Risk Management – How to calculate the correct lot size in forex trading

Forex Risk Management
One way is to use the following tool:
Forex Position Size Calculator

As seen in the screenshot above.
Account currency: – Set it as to your capital currency held in your broker.
Account Size: – It is your balance capital in your account
Risk Ratio %: – It is your risk percentage per trade. Set it from 1% to 3% (based on your own personality)
Stop loss pips: – You have to calculate the number of pips for the pair you are entering. By measuring the entry point to the stop loss point which you will set.
Currency pair: – The pair which you are going to trade
After all is set. Click on “CALCULATE”
And at the bottom,
it will show you the lot size to trade.
So the above is a way to calculate the correct lot size per trade.
This is the way to go if you want to make forex trading a success.
As a forex trader myself, i do understand that the above process will take quite some minutes.
In the next part – Part 3 of the series of Forex Risk Management.
I will show you the fastest way to do the above calculation.
Within split seconds, you will be able to get the lot size you want.
See you on the next series of Forex Risk Management.
Check out our online forex trading AFM winning Forex Price Action Forex Course where i teach you the exact FULL Forex Trading Strategies | system that i personally use to be consistently profitable.
See you on the other side my friend,
Asia Forex Mentor
Ezekiel Chew
Asia #1 Forex Mentor
www.asiaforexmentor.com
Next Expert Article: Risk management part 3 (professional forex tool)

Forex Risk Management – Whats your Risk % per trade?

Forex Risk Management
Whats your risk % per trade?
Or should i say, what’s your risk appetite?
To be a successful forex trader. You will need to have a proper money management system.
It starts with identifying what level of risk % per trade will you risk.
As a guide, a safe and good risk percentage will be from 1% – 3%.
Anything higher than 3% will be relatively risky.
Why is this so.
If you understand, the forex market can do anything.
Even if you are sure this is the MOST perfect setup.
It MAY NOT end up the way you expected it to be.
Why?

Forex Risk Management – Whats your Risk % per trade?

Forex Risk Management
First, you must understand that anything can happen in the forex market.
Just for example, even if it is the most perfect setup. If a major institution pumps in a large sum of money at that period of time. It can change the direction of the market for a short time frame.
And when the retail investors see the market moving in the direction stipulated by the major institution, they will then follow suit and enter the same way.
WHICH causes the movements in the market.
But of course, this doesn’t happen always.
What i’m saying is, anything can happen in the forex market.
So even if you are the best forex trader in the world. You will not have a 100% winning rate as well.
You will still lose as the market can do anything.
Which is why, it is not wise to have a high risk per trade.
Forex Risk Management – For example, if a trader risk 10% per trade.
And a series of unfortunate events happen to him, (maybe it’s a distraction, maybe there’s an earthquake etc)
As a result, he made a series of 5 losing trades.
He would have wipe of 50% +- of his trading capital because he risked 10% per trade.
And with just 50% left, it will be hard for him to make back his loss.
So if you see what i meant.
Forex Risk Management – For example, if you risk 2% per trade.
With a series of 5 losing trades. You would only lose 10%+- of your capital.
Which is not to bad.
With a good trading system, we can easily make back the money loss.

Forex Risk Management – Whats your Risk % per trade?

Forex Risk Management
But here comes the big question.
What is your risk appetite?
You see, there is absolutely no point into asking you to risk 1% per trade.
Forex Risk Management – Eg. Capital $5000
Risk of 1% = $50 per trade.
If at the back of your mind, you do feel that $50 per trade is too little.
Then you will most likely find and trade even more trades that you usually should – in order to make more money. Right?
Therefore, the correct way to set your risk % per trade varies with different individuals.
You must ask yourself.
Forex Risk Management – Eg. Will you be satisfied with
$50 per trade or
$100 per trade or
$150 per trade
based on the capital of $5000
Once you got an answer, you got your risk percentage.

Forex Risk Management – Whats your Risk % per trade?

Forex Risk Management
Remember,
1) Your risk percentage cannot be too high. As mention a good gauge is 1% – 3%.
2) Your risk percentage must meet your risk appetite. There is no point in risking 1% if you find the amount too little and does not satisfy your hunger.
So there you go.
Once you have set and decided on your risk % per trade.
STICK FIRMLY TO IT!
For example, in a series of trades. You cannot have eg. 1% on 5 trades, then 3% on 5 trades etc.
Because if you play it this way, and what if you make money on the 5 trades with 1% risked, and lose money on the 5 trades with 3% risked. (which usually happens!)
YOU WILL LOSE MONEY!
Therefore, stick firmly to the risk percentage per trade which you have set.
Eg. If you set 2% risk per trade.
From now on, every trade you take – You will risk 2% per trade.
NOTHING MORE, NOTHING LESS.
This way, you will be consistent and you are on the right track to success.
This is part 1 of the 2 series of Forex Risk Management.
Stay tuned for the 2nd part.
Check out our online forex trading AFM winning Forex Price Action Forex Course where i teach you the exact FULL Forex Trading Strategies | system that i personally use to be consistently profitable.
See you on the other side my friend,
Asia Forex Mentor
Ezekiel Chew
Asia #1 Forex Mentor
www.asiaforexmentor.com
Next Expert Article: Risk management part 2 (how to calculate lot size)

Euro Crisis: What can we expect for the Eur and the Usd?

It is only a matter of time for Greece to be declared bankrupt. And Greece is not the only country in Europe that has problems.
Europe will then most likely dip into a recession.
When that happens, the Euro as a combined currency cannot last much longer.
It will be a fact and a sad fact.
And the break of the Euro will eventually come.
So what can we expect from this Euro Crisis?
When Europe dips into recession. Their Euro currency will falter.
And then, the US dollar will become the last big currency standing.
Which means, people will start seeing the USD as a “safe haven” when the euro falters.
So it’s pretty clear on what will happen on this Euro Crisis:
The Euro will DIP (til it breaks/disband)
The US Dollar will go UP.

Euro Crisis: What can we expect for the Eur and the Usd?

Euro Crisis
But hold the horses.
That will probably be just the begining.
After the Euro era is kinda done with.
All eyes will go back to the US economy which is really in a bad shape.
So when that happens.
There’s only one way for the US Dollar.
Down…
So when can we expect all these to happen?
Answer:
It is already happening now.
And we should see the major effect within a few short years.
Now that we have the idea of what’s going on.
Your future investment should take into account of the above from now on.

Euro Crisis: What can we expect for the Eur and the Usd?

Euro Crisis
As Forex Traders:
We know the Euro will go down for the big picture. So we will be looking to short it with price action when we have retracements back up.
Of course there may be spikes up along the way for the Euro. eg. short term “good” news.
As long as we know the big picture is down. We will trade according to the big picture.
So from what you can see from here is that.
We as forex traders combine fundamental analysis and understanding with combination of technical analysis.
This is how we are able to trade and profit consistently with the market and especially in this Euro Crisis.
Check out our online forex trading AFM winning Forex Price Action Forex Course where i teach you the exact FULL Forex Trading Strategies | system that i personally use to be consistently profitable.
See you on the other side my friend,
Asia Forex Mentor
Ezekiel Chew
Asia #1 Forex Mentor
www.asiaforexmentor.com