Sharesies Review 2026

Sharesies Review

This Sharesies review starts with the most important point: Sharesies is an investment platform built more for long-term wealth building than for high-speed speculative trading. Through one Sharesies account, users can access New Zealand, US markets, and Australian investments, including US shares, Australian shares, exchange traded funds, managed funds, KiwiSaver, crypto, savings, spending, and protections such as car insurance. That makes Sharesies different from many brokers people compare in the online trading space. It is designed to help users start investing, build an investment portfolio, and manage several money tools in one app, rather than focus mainly on leveraged products or short-term trading setups. Sharesies also presents itself as a platform built for accessibility. The company says it serves more than 930,000 customers across New Zealand and Australia, which shows it already has meaningful scale in its home market. People looking for easy access, broad investment options, and a more beginner-friendly investing platform may find Sharesies appealing. People expecting a classic broker with advanced charting, margin tools, and deeper execution features may find that its core focus sits elsewhere.    

What is Sharesies?

Sharesies is an investment platform that gives users access to New Zealand, US markets, and Australian investments from one account. Through a Sharesies account, users can invest in US shares, Australian shares, exchange traded funds, managed funds, KiwiSaver options, crypto, and other money tools such as savings, spending, and insurance features. It is not just a place to buy a few stocks. Sharesies is built as a broader investing platform that helps users manage an investment portfolio in one place instead of using separate apps for shares, savings, and other financial products. One reason the platform stands out is its focus on accessibility. Sharesies allows people to start investing with fractional shares, which lowers the minimum investment needed and makes the platform easier for beginner investors who may not be ready to commit large amounts of money. This setup also changes how the platform should be understood. Sharesies is designed more for people who want to buy and sell investments, build a portfolio over time, and get easy access to different investment options, rather than for traders looking for a high-speed broker with complex tools. The product range is broader than many people expect from a simple stock app. Alongside shares and ETFs, Sharesies also offers managed funds, which can help users diversify their holdings and build a more balanced investment portfolio based on their goals and financial situation. Another important point is market reach. Sharesies gives users access to companies listed in New Zealand, the US, and Australia, so it can suit people who want exposure beyond their local stock market without opening accounts across multiple providers. Sharesies has also built a strong presence in its home market. The company says it has more than 930,000 customers across New Zealand and Australia and over $12 billion in wealth on the platform, which shows that it has already reached significant scale. The platform is easier to understand when viewed as a multi-feature investment platform instead of a traditional active trading broker. That difference matters because it shapes what users can expect from the platform’s tools, product range, and overall experience.  

Benefits of Trading with Sharesies

One of the main benefits of Sharesies is that it offers broad market access through one investment platform. Users can invest in New Zealand, US markets, and Australian-listed companies, along with exchange traded funds, managed funds, KiwiSaver, crypto, and savings features, which makes it easier to manage an investment portfolio from one app. Another strong point is accessibility. Sharesies supports fractional shares, which lowers the minimum investment and makes it easier for beginner investors to start investing without needing a large upfront amount. For regular investors, the pricing model can be more cost effective than it first appears. Sharesies offers monthly plans where some transaction fees covered amounts are included, such as buy and sell orders plus auto invest orders, which can help reduce brokerage fees for users who invest often. The platform also gives users more flexibility through features such as auto invest, limit orders, and dividend reinvestment plans. Sharesies says users can place limit orders on shares and ETFs, and it has also introduced dividend tools that let investors automatically reinvest dividends back into eligible investments. Sharesies is also broader than a basic stock app. Features such as Sharesies Save, a flexible save account, Kids Accounts, and KiwiSaver can add value for users focused on financial literacy, savings habits, and long-term planning rather than just individual trades.  

Sharesies Regulation and Safety

One of the main benefits of Sharesies is its wide market access through one investment platform. Users can invest in New Zealand, US markets, and Australian shares, while also getting access to exchange traded funds, managed funds, KiwiSaver, crypto, savings, spending, and insurance features in one place. This makes Sharesies more convenient than using several different apps. Instead of splitting your investment portfolio across multiple services, you can manage many investment options through one Sharesies account, which is especially useful for users who prefer a simpler setup. Another strong benefit is how easy it is to start investing. Sharesies supports fractional shares, which lowers the minimum investment and makes the platform more appealing for beginner investors who want to enter the stock market without a large upfront amount. The platform is also designed in a way that feels easier to understand than many other platforms. People who want to buy and sell investments without dealing with overly technical tools may find Sharesies more approachable than brokers aimed at experienced investors. For regular users, Sharesies offers pricing plans that can make investing more cost effective. Its monthly plans include set amounts of auto invest orders, buy orders, and sell orders, which may help offset brokerage fees and reduce some transaction fees for those who invest often. The auto invest feature is one of the most practical tools on the platform. It helps users build investing habits over time by setting recurring orders into shares and ETFs, as well as managed funds, which can support steady growth in an investment portfolio. Sharesies also offers extra flexibility beyond normal share investing. Features such as Kids Accounts, KiwiSaver, and Sharesies Save give users more ways to manage their financial situation, whether they are building wealth, teaching financial literacy, or setting money aside in a save account. Another useful benefit is the ability to move holdings into the platform more easily. Sharesies says it does not charge a fee to transfer in eligible US shares, NZX-listed shares, and ASX shares, which can help investors switch providers without adding more brokerage fees on entry. For users investing internationally, the platform also gives easier access to US investments and Australian-listed companies from the same account. That can save time and make portfolio building simpler, although users still need to watch for exchange fee, fx fee, or foreign exchange fees when dealing with overseas assets. Sharesies is strongest for people who want easy access, broad product choice, and a more beginner-friendly investing platform. Its appeal comes from making investing feel more manageable, while still giving users enough variety to build a diversified portfolio over time.  

Sharesies Customer Reviews

Sharesies customer reviews give a mixed picture, which is common for an investment platform serving both new and more experienced users. On Trustpilot, Sharesies has 95 reviews and a 1.9 out of 5 TrustScore at the time of checking, while its official site highlights a 4.7/5 average app rating based on 14k+ reviews, so the public feedback depends a lot on where you look. A lot of the appeal comes from how easy the platform feels for beginner investors. Sharesies is built around simple access to New Zealand, US shares, Australian shares, exchange traded funds, and managed funds, so users who want to start investing and build an investment portfolio may find it more approachable than many other platforms. Positive feedback is often tied to usability and convenience. People who want easy access to different investment options in one Sharesies account may like the app-style experience, especially because it supports auto invest features and a broad range of products beyond just shares. Negative feedback usually appears when users expect a more advanced broker experience or faster issue handling. On Trustpilot, some complaints mention account access problems and charting concerns, which shows that criticism tends to focus less on the basic idea of the platform and more on support, tools, and the experience of using it in real situations. This difference in expectations matters. Sharesies is closer to a simple investing platform than a professional trading terminal, so users looking mainly to buy and sell investments for long-term portfolio building may react differently from those comparing it with broker setups that offer more technical tools, wider market depth, or stronger support for experienced investors. The review pattern also suggests that public opinion is not just about whether Sharesies works. It is also about whether the platform matches a person’s financial situation, goals, and expectations, which is why the same service can receive praise for simplicity from one group and criticism from another.  

Account Types

Personal Sharesies Account

• Access New Zealand, US, and Australian shares, plus ETFs, managed funds, crypto, spending, and saving tools in one place. This is the main account type for everyday users who want a simple investing platform. 

Kids Account

• A Kids Account is designed to help children start learning about money and investing early. It is built to support long-term investing, financial literacy, and future goal-building from a young age. 

KiwiSaver Account

• The Sharesies KiwiSaver Scheme is for retirement or first-home saving with more choice and control. Users can choose from base funds and also add self-select investments from listed companies and ETFs on NZ and US exchanges.

Save / PIE Save Account

• The Save and PIE Save options are designed for users who want flexible savings with no limits, minimums, or conditions. Sharesies says users can create multiple savings accounts, add money automatically, earn daily returns, and access funds easily.

Business Account / Sharesies Business

• The Sharesies Business offering is made for companies rather than regular retail investors. Its features focus on employee share schemes, investor relations, capital markets support, share registry services, partnerships, and financial wellness solutions for staff. 

Sharesies Trading Platforms

Sharesies keeps its platform structure simple. Instead of offering several separate terminals, it runs as one connected investing platform that brings together investing, saving, KiwiSaver, spending, crypto, and protections in the same app experience. That simplicity can be a real advantage for users who want easy access to different products without learning a more technical system. It is especially useful for people managing shares and ETFs, managed funds, and savings goals from one Sharesies account. At the same time, Sharesies does offer more control than some people expect. The platform supports limit orders for buying and selling companies and exchange traded funds, which gives users more control over the price they are willing to pay or accept when they buy and sell. For users comparing Sharesies with other platforms, this is still not a full professional trading terminal. The platform is more focused on long-term investors than on experienced investors looking for deep charting, high-speed execution, or leveraged features such as margin lending. That last point is an inference based on the products and tools Sharesies highlights on its official pages.  

What Can You Trade on Sharesies

Sharesies gives users access to a broad list of investment options rather than the typical high-risk broker lineup focused on CFDs. On its official pages, Sharesies highlights US shares, Australian shares, New Zealand-listed companies, exchange traded funds, managed funds, crypto, and KiwiSaver self-select investments. For stock investors, the platform opens access to companies listed across New Zealand, the US, and Australia. That gives users exposure to US markets, the Australian Stock Exchange market environment, and the New Zealand Stock Exchange market environment without opening accounts across several providers. This phrasing is an inference from Sharesies’ market access pages. Sharesies also supports shares and ETFs for people who want diversification. ETFs can help users build a broader investment portfolio, while managed funds may suit those who prefer a fund manager to handle the strategy behind the holdings. There is also support for dividends-related features. Sharesies has content and product updates around dividend reinvestment plans, which can make it easier for investors to automatically reinvest distributions instead of taking them as cash. What Sharesies does not strongly present as a core offer is leveraged forex, futures, commodities, or options trading. So while the product mix is broad for retail investors, it remains focused on investing and wealth tools rather than speculative leveraged markets.  

Sharesies Customer Support

Sharesies customer support is built around direct contact and self-service help rather than a large list of phone and branch options. On its official contact page, Sharesies tells users to check the Help Centre first, then reach out by email or through the chat icon in the app. For general support, Sharesies lists help@sharesies.co.nz as its main contact email. The company also says users can send a message from inside their Sharesies account, and in its terms it notes that users can ask to “speak to a human” through the platform chat. A useful detail is that Sharesies clearly publishes when its support team is available. According to the official contact page, the Investor Care team is online Monday to Friday, from 7 AM to 6 PM, which gives users a clearer idea of when live help is most likely to be available. The support setup also includes channels for more specific concerns. Sharesies provides a separate scams email address for suspected fraud cases, which shows that the company has a dedicated path for urgent security-related issues rather than placing everything through one general inbox. For complaints, Sharesies has a formal process on its website. Its terms say the company will review complaints carefully and provide a final response within 40 Trading Days, and if the issue is still unresolved, users can take it to Financial Services Complaints Limited (FSCL) at no charge. There is also extra complaint information for KiwiSaver-related issues. On the official complaints page, Sharesies lists a phone number for KiwiSaver complaints during normal business hours and also provides contact details for the KiwiSaver Scheme Supervisor, which adds another layer of support for that product area. In practical terms, Sharesies customer support looks strongest for users who are comfortable with digital support channels such as email, in-app chat, and help articles. Users who prefer immediate phone-first support across all account matters may find the setup more limited, because the official site mainly highlights email, app messaging, and formal complaint pathways rather than a broad live call center approach. search10  

Withdrawal Options and Fees

Sharesies withdrawal rules are tied closely to the Wallet and the user’s linked bank account. The company says users may need to withdraw to a local account in their own name, or back to the original funding source, which makes the process more controlled from a compliance point of view. For international holdings, costs can be more important than people expect. If money needs to be converted before withdrawal, users may face an exchange fee, fx fee, or broader foreign exchange fees, so selling overseas assets can involve more than simple brokerage fees. Sharesies also offers a faster withdrawal option for unsettled funds, but this comes at a cost. Its pricing page explains that the fee can be 1.9% of the unsettled amount, so users should check whether speed is worth the extra charge. For Sharesies Save, the picture is simpler. Sharesies says the save account has no deposit, withdrawal, transaction, or account fees, and the product is positioned as a flexible savings tool where users can top up or withdraw while still being able to earn interest.

Conclusion: Sharesies Review

Sharesies stands out as a beginner-friendly investment platform rather than a traditional high-intensity trading broker. Its official site shows access to New Zealand, US, and Australian shares, along with ETFs, managed funds, crypto, KiwiSaver, Save, Spend, and insurance features inside one account. That broad product mix is one of the platform’s biggest strengths. For users who want a simple way to build a portfolio and manage different money tools in one place, Sharesies offers a much more accessible setup than many broker platforms that focus mainly on leveraged trading. The pricing structure is also easy to understand once you look closely. Sharesies uses pay-as-you-go transaction fees with capped fees for NZ, US, and Australian shares, and it also offers monthly plans that cover a set amount of share orders, which can be useful for regular investors. On the trust side, Sharesies presents a credible local regulatory profile. The company says it is regulated by the Financial Markets Authority, must comply with NZX rules, and is authorised by the NZX in several participant roles, which helps support its legitimacy in the New Zealand market. At the same time, Sharesies is not the strongest option for every type of user. Traders who want forex, CFDs, futures, advanced charting, or professional trading tools may find the platform too limited, because Sharesies is built much more around long-term investing and wealth features than around speculative short-term trading. This point is based on the products and services the company highlights on its official site. Another point worth keeping in mind is risk. Sharesies clearly states in its legal documents that investing involves risk, and users are not guaranteed to make money, so the platform’s accessibility should not be confused with low market risk. For people looking for simple investing, easy market access, and an all-in-one wealth app, Sharesies makes a strong case. For people looking for a broker built around active trading depth and more complex market instruments, the platform may feel too basic for that purpose.